Insurance Types

Builders Warranty Insurance

Builder’s Warranty Insurance is a legislative requirement for all residential building works valued over $20,000 in Western Australia and New South Wales and $12,000 in Victoria. It is designed to protect against the non-completion or defective workmanship should the builder die, disappear or become insolvent and has a cover period of 2 years for non structural defects and 6 years for structural defects from the completion of the contract. The cover must be obtained prior to receiving any payment in relation to the contract.

Contract Works

This policy is made up of two sections, Material Damage and Legal Liability, and covers a builder’s contractual requirements against loss, damage or third party injury on site.

We’ve seen too many builder’s with inappropriate cover for their business, being left open to potential losses which their policy should cover but won’t! Through our experience, knowledge and attention to detail we know what to look for and what questions to ask to ensure you’re covered sufficiently.

Public and Products Liability

Third party property damage or injury caused by you or your business.

Business Insurance

Fire, business interruption, theft, glass breakage, money, professional indemnity and public liability cover for your office building and any other business activities you may be involved in.

Commercial Motor Vehicle

Comprehensive cover for the loss or damage of your vehicle also covering your legal liability relating to third party damage.

General Property and tools of trade

Cover for your tools and equipment Australia Wide 24 hours a day, 7 days a week.

Loss of Income & Life Insurance

Protect your income when you are unable to work due to injury or illness. Protect your family’s future if you were to die.

Worker’s Compensation

Covering wages and medical costs of employees when injured while in the course of employment.

BEA Insurance Brokers

BEA Insurance Brokers can offer you peace of mind and take the hassle out of insurance by having one point of call for all your needs.

Our strengths include being able to directly access detailed information on your projects, through our BEA Accreditation Program, which streamlines your business insurance process and gives us a greater understanding of your business.

Our unique experience in both the building and the insurance industries allow us to view your business in a way that suits your busy schedule. We know the frustrations and obstacles builders face and we are here to help. Our service is prompt, personal and thorough. At BEA we pride ourselves on offering our builders the very best service.

It’s as simple as giving us a call on 03 9397 4075, providing some basic information and we’ll then go about obtaining quotes from a wide range of insurers, after which we will present the most suitable to you and advise which cover your business needs.